| FACTS | What does University National Bank do with your Personal Information? | |
| Why? | Financial Companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how collect, share and protect your personal information. Please read this notice carefully to understand what we do. | |
| What? | The types of personal information that we collect and share depend on the product or service you have with us. This can include: | |
| Social Security Number and Date of Birth | ||
| Address of Residence and Government Issued Identification | ||
| Transaction History | ||
| When you are no longer our customer, we continue to share your information as described in this notice. | ||
| How? | All Financial Companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons Financial Companies can share their customers’ personal information; the reasons University National Bank chooses to share; and whether you can limit the sharing. | |
| Reasons we can share your personal information | Does University National Bank Share? | Can you limit this sharing? |
| For our everyday business purposes- such as to process your transaction, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. | Yes | No |
| For our marketing purposes- to offer our products and services to you. | Yes | No |
| For joint marketing with other financial companies. | Yes | No |
| For our affiliates’ everyday business purposes- information about your transactions and experiences. | Yes | No |
| For our affiliates’ everyday business purposes- information about your creditworthiness. | No | No |
| For our affiliates to market to you. | No | No |
| For non affiliates to market to you. | No | No |
| Questions? | Call our Retail Banking Department at
(651) 265-5800 |
|
| Who we are | ||
| Who is providing this notice? | University National Bank | |
| What we do | ||
| How does University National Bank protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. | |
| How does University National Bank collect my personal information? | We collect personal information, for example, when you | |
| Open an account or deposit money | ||
| Pay your bills or use your debit card | ||
| Give us your contact information | ||
| We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. | ||
| Why can’t I limit all sharing? | Federal law gives you the right to limit only: | |
| Sharing for affiliates everyday business purposes- information about your creditworthiness, | ||
| Affiliates from using you information to market to you, | ||
| Sharing for non affiliates to market to you. | ||
| State laws and individual companies may give you additional rights to limit sharing. | ||
| Definitions | ||
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies. | |
| University Financial Corp. dba Sunrise Community Banks. | ||
| Franklin National Bank | ||
| Park Midway Bank, NA | ||
| Non affiliates | Companies not related by common ownership or control. They can be financial or nonfinancial companies. | |
| University National Bank does not share with nonaffiliates so they can market to you. | ||
| Joint Marketing | A formal joint marketing agreement between non affiliated financial companies that together market financial products or services to you. | |
| Our joint marketing partners include prepaid card companies. |